The People

Yutree is a carefully selected team of talented and committed insurance professionals.

Everyone involved with Yutree has passion and enthusiasm.

We are pleased to have been welcoming new members regularly as Yutree grows, so if you think you would fit in then please call us.

Leigh Smart

Executive Chairman

Leigh’s insurance career spans 30 years, founding his own business in 1988. The Davis Group plc was sold to AXA Insurance in 2007 where Leigh took on the role of Managing Director Distribution for the broking business until 2009. After taking a two year enforced sabbatical from the broker world – he launched Yutree in 2011.

Motor racing is a passion & he is a partner, with Kevin, in Jemco Racing currently involved in Historic & GT racing.


Laura High (MInstLM)


Laura started her insurance career with Norwich Union. She joined The Davis Group in 2005, and was responsible for Business Development within the Underwriting arm of the group.  More recently she was Wholesale Director for Bluefin. Laura is a qualified Member of the Institute of Leadership & Management and sits on the BIBA Anglia Region committee.

Simon Miller (Dip CII)


After beginning his career with Guardian Insurance as a commercial underwriter Simon has worked for a number of highly regarded independent brokers throughout his career, and most recently was Corporate Sales Director for Allan Chapman & James.  He brings a wealth of knowledge to the team across all classes of business and for the last 11 years has specialised extensively in the media and entertainment sector.

Outside of life at Yutree,  Simon enjoys long distance running and hockey (injuries permitting) and gets very touchy if others are referred to as the fittest in the team!

Kevin Hancock (ACII)

Managing Director

Kevin is a Chartered Insurance Broker and a Director of the British Insurance Brokers Association (BIBA). He was the inaugural Chairman of BIBA’s Smaller Brokers’ Advisory Board and previously Chairman of BIBA’s General Insurance Brokers Committee (GIBC). He now Chairs the Broker Panel for Pool Re.

He started his career with Norwich Union & Provincial (which became AXA), and was Managing Director at The Davis Group for over 10 years and subsequently Managing Director for Underwriting at Bluefin.

He is a past Chairman of the Newmarket Business Association and has recently founded the Newmarket Network – a local business development and networking association.

A partner in Jemco Racing, Kevin takes part in historic and 24 hour motor racing. He also enjoys scuba diving, cricket & golf.


Robert Proctor

Company Secretary

Robert Proctor studied at Leicester University and Fitzwilliam College, Cambridge.  He has over thirty years’ experience working in the Company Secretarial & Legal Departments of a wide range of companies, principally in the insurance, publishing and food & drink industries.  He was Secretary of The Davis Group PLC from 2000 until its sale in 2008.

  • Phone 0845 3731093

Holly Cooper (Cert CII)

Insurance Broker

Holly’s insurance career spans 12 years now, and  started in the claims department of AXA Insurance,  later working in the marine underwriting team at Bluefin Insurance.

Holly works in the retail department, managing claims as well as assisting with our media and entertainment clients.

Holly is our big ray of sunshine and is certainly the most musical in the office. She entertains the rest of us with her singing…



Danielle Rairigh

Insurance Broker

Danielle previously worked in the underwriting schemes division of The Davis Group plc and for national broker, Bluefin Insurance, part of AXA.

Danielle works in our ever expanding underwriting department. Her underwriting & broker relationship skills enable the team to give all of our clients the service focus that we regard as highly important and a key part of our strategy.

Sara Culling

Insurance Broker

Sara is a classically trained pianist with a degree in music. She started her insurance career with Saffron Insurance as a Private Clients Insurance Broker.

Sara works in our underwriting department developing her skills within commercial insurance.

Michelle Johnson (AC CII)

Insurance Broker

Michelle started her career in 1992 at Provincial (now AXA insurance) underwriting UK property and liability insurance and has been involved in this area for many years, latterly as a class underwriter at the Lloyd’s syndicate Amlin.  During this time she achieved ACII and obtained chartered status.

In keeping with the Yutree sportiness, Michelle has completed three marathons but does feel her sporting talents are much better suited to being a spectator of sport now, especially rugby league.  She is also about to tackle Open University.


Nick Carson (Cert CII)

Insurance Broker

Nick has worked within Insurance for over 9 years now.  All of his experience is at AXA Insurance starting as a Commercial Property Claims Handler then a Quality Assessor for internal claims handlers and finally as a Claims Auditor for external suppliers.

Outside of work, Nick enjoys attending music festivals, theatre shows, travelling and anything to do with sport, mainly football and American Football. He considers himself as a film buff!

Emily Chapman (Cert CII)

Insurance Broker

Emily started out in insurance 5 years ago in AXA claims and then went on to work at Saffron Insurance for just over 4 years in their claims and commercial department.

She is Cert CII qualified with the intention of working towards her DIP CII.

Outside of work her passion is horse-riding and has her own ‘trouble making’ furry baby (horse) which always keeps her busy. Emily also enjoys films and cooking.

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